Life Insurance in and around Carlsbad
Get insured for what matters to you
Now is the right time to think about life insurance

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- carlsbad
- california
- san diego
- encinitas
- del mar
- solana beach
- la jolla
- rancho santa fe
- fairbanks ranch
- poway
- oceanside
- san clemente
- dana point
- laguna beach
- san fransisco
It's Time To Think Life Insurance
Can you guess the price of a typical funeral? Most people aren't aware that the median cost of a funeral today is $8,500. That’s a heavy burden to carry when they are facing grief and pain. If your loved ones cannot cover those costs, they may fall into debt as a result of your passing. With a life insurance policy from State Farm, your family can survive, even without your income. Whether it pays off debts, maintains a current standard of living or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones.
Get insured for what matters to you
Now is the right time to think about life insurance

Put Those Worries To Rest
Fortunately, State Farm offers many coverage options that can be modified to correspond with the needs of those you love and their unique situation. Agent Ryan Waggener has the personal attention and service you're looking for to help you pick a policy which can aid your loved ones in the wake of loss.
State Farm offers a great option for anyone who thought they couldn't qualify for life insurance: Guaranteed Issue Final Expense. This coverage can be helpful by covering final expenses like medical bills or funeral costs, ensuring that your loved ones won't have to bear the burden. For more information, contact Ryan Waggener, your local State Farm agent and see how you can be there for your loved ones—no matter what.
Have More Questions About Life Insurance?
Call Ryan at (760) 814-2480 or visit our FAQ page.
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Simple Insights®
Tips for managing life insurance after divorce
Tips for managing life insurance after divorce
Not sure how a divorce will affect your life insurance policy? Consider these tips for managing your insurance policies after divorce.
What is survivorship universal life insurance?
What is survivorship universal life insurance?
Survivorship universal life insurance can be used for legacy/estate planning, business transitions, charitable giving and more.

Ryan Waggener
State Farm® Insurance Agent
Simple Insights®
Tips for managing life insurance after divorce
Tips for managing life insurance after divorce
Not sure how a divorce will affect your life insurance policy? Consider these tips for managing your insurance policies after divorce.
What is survivorship universal life insurance?
What is survivorship universal life insurance?
Survivorship universal life insurance can be used for legacy/estate planning, business transitions, charitable giving and more.