
State Farm® Insurance Agent Ryan Waggener
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Erika Ramirez
July 25, 2025
"I had the pleasure of working with Joseph, and I can confidently say they are the best insurance agents I've encountered. From start to finish, Joseph took the time to thoroughly explain every detail of my policy, and answered all of my questions with patience, clarity and made sure I truly understood my options. If you're looking for someone who's highly knowledgeable, professional, personable and truly invested in your peace of mind, I highly recommend Joseph Herrera."
"Thank you Erika! Joe’s the best. I’m really lucky to have him in my office. Your business is very much appreciated! Let Joe know if we can be as helpful to your friends and family! "
ron cap
July 16, 2025
"Thank You, Joe for taking the time to answer all my questions and explaining all my options. I really appreciate you and The entire Waggener team"
"Thank you for your review, and your business! "
Desiree Jasso
July 15, 2025
"I had a wonderful experience working with Joseph Herrera, Account Representative, State Farm Insurance. He was incredibly patient, knowledgeable, and supportive while helping me navigate the process of selecting a life insurance policy. I truly appreciated his guidance and the time he took to answer all of my questions without ever making me feel rushed. If you’re looking for someone who genuinely cares and will help you make an informed decision, I highly recommend reaching out to Joseph. Thank you again for your outstanding service!"
"Thanks Desiree! Very much appreciated. Joe is awesome, thanks for your kind words. "
Greg Zahner
July 9, 2025
"My family has been using the Waggener team for 10+ years. After living out-of-state for 5 years, Mike was extremely helpful in getting my policies transferred back to California with competitive rates. I highly recommend them for your insurance needs."
"Thanks Greg! It’s fun doing business with first the parents, then their grown children. Your dad was such a kind person. Loved having him as a customer all those years. Thank you for your business!!!"
Andres Valencia
June 18, 2025
"I want to thank Joe for his extraordinary help in the insurance process. He takes the time to listen to your questions and answer them, providing the best service. Highly recommended!"
"Thank you so much! We always try our best. I showed Joe your review and he says “thank you!!!”. We appreciate your business!"
Eleana Tiller
May 3, 2025
"I’ve been with Ryan Waggener as my insurance agent for over 20 years. Any claims, requests and information I needed was handled promptly and professionally. Everyone in the office has always been courteous and helpful. 100% I recommend them with an A++++ from me."
"Thank you so much for your kind words! We do our best each and every day. Thank you for your business and referrals. Take care!"
Danny Glessner
April 25, 2025
"I had a fantastic experience working with Mike Barry at State Farm. From the moment we connected, Mike was incredibly customer service-oriented—kind, friendly, and genuinely invested in helping us find the best solutions. He took the time to walk me through various options for adding a third vehicle to our policy, and his knowledge and guidance made the process smooth and stress-free. Mike also worked hard to find ways to save us money on our premiums, which was much appreciated. It’s not often you find someone this committed to both excellent service and real savings. Highly recommend Mike to anyone looking for an insurance agent who truly cares! Thank you!"
"Thanks Danny! Mike has been a great addition to the office. I appreciate your feedback. As always, I appreciate your continued business! Reach out to us anytime you need. "
Shoko Alempour
April 17, 2025
"I recently had the pleasure of working with Joseph Herrera at Ryan Waggener State Farm Agency, and I can’t recommend him highly enough! He was beyond kind and explained everything to me to make sure I understood the insurance concepts that I don't know or understand. He stayed after hours explaining things over and over to me , because I am not very well in English, and not once made me feel bad or like I was bothering him. Today after 3 weeks I am relief feel true breath of fresh air!!it was clear that he genuinely cares about his clients. Joseph took the time to understand my needs and helped me navigate the complexities of insurance options with ease. His expertise and patience made the process straightforward and stress-free. I appreciated his clear communication and willingness to answer all of my questions. I am very grateful with his guidance, I beyond happy in my coverage and secure in my choices. If you're looking for an insurance agent I highly recommend Joseph Herrera!Thank you Joe"
"Thank you Shoko! We do our best each and every time. We appreciate you giving us the chance to earn your continued business. Take care!"
sierra Lewis
April 11, 2025
"Ryan has been my families adjuster for quite sometime. I haven’t worked with him directly but I recently bought a new car and worked with Joe Herrera. Joe was extremely professional and made the whole process so easy. Joe also knew exactly who I was as soon as I said my name and we picked up right where we left off last week. The fact that he remember me with a week between calls means a lot and is exactly who I would want assisting me and my policy needs. Gold Star for State Farm and Joe!(:"
"Thank you so much for your review! We are definitely lucky to have Joe as a licensed team member at our office. We look forward to doing business with you for many years to come and thank you for the opportunity to earn your business! "
Nichelle Kolokithias
February 14, 2025
"Joe was very helpful and displayed integrity"
"Thank you so much for the kind words! I just told Joe to look at your review. We appreciate your business!!!"
Zay Payne
February 9, 2025
"" I spoke with this State Farm office. They were excellent. Friendly, and professional. Zach helped me get a great quote. 5 stars!""
"Thank you Zay! I'm glad to hear you received a great quote. We always do our best to put our best foot forward and give excellent customer service. I appreciate you noticing, and your review of us!"
Coop Danned
February 9, 2025
"Zach and the whole staff did a great job. Thank you so much for the help!!!"
"Thank you Coop! We always do our best to give great customer service. Talk soon!"
Jessy Waldberry
January 25, 2025
"Zach had amazing customer support"
"Thank you! We try our best to give amazing customer service. Talk soon!"
Mike Borrello
January 23, 2025
"At a time when policy premiums are out of sight, or impossible to obtain, I was fortunate to be served by Zach at State Farm, who in a traditional manner, 'took care of his customer'. Zach was able to assemble my homeowners coverage to meet my needs AND budget. Very well appreciated."
"Thank you Mike! We try our very best to fit adequate coverage into every budget. Glad you had a great customer experience. Thank you for your business!"
Barbara Hefner
January 18, 2025
"Great office. Excellent work and professionalism. Been talking to Zach and he did great! Thank you"
"Thank you Dolly! Glad to hear you had a great customer service experience. Thank you for your business!"
Spencer Micol
January 17, 2025
"Thank you Zach for helping me look at life insurance options. I hadn’t considered how important this was. Great job! Go see this agency!"
"Thank you Spencer! Life Insurance is primarily what we work with, amongst many other things. Glad we could help you with yours. Thanks again! "
Russ Serrano
November 27, 2024
"Ryan Waggener is the best State Farm agent we have ever had! He not only saves you money but his tireless work on your account is second to none!"
"Thanks so much! I appreciate your business. I also appreciate the compliment. We always try our best to give excellent customer service. I am a student of my business and I hope to service our community for many decades to come. Have a fantastic holiday season!"
Jessica Davis
November 13, 2024
"THE ABSOLUTE BEST Thank you Joseph for helping me out! My car ended up being a total loss after someone hit me. It’s been stressful and pretty rough the last few weeks but Joe and Ryan have gone above and beyond to help. With the limited availability I had and the millions of questions throughout this process, Joe was so patient and flexible. He took his time to answer all my questions and walk me through everything, it really put my mind at ease. Truly truly appreciative. Thank you again!!"
"Thanks Jessica! Joe is awesome. I'm lucky to have him on the team. We always put our best foot forward and do our best to give excellent customer service. My wife and I appreciate your business (as does the rest of my team). Have a fantastic holiday!!!"
Molly Norris
November 5, 2024
"Zachary was super helpful!"
"Thank you Molly! We try our best to be as helpful as possible. Thank you for your review! We truly appreciate your business."
Donnie “scoutz” Rice
November 5, 2024
"Ask for Jake at Ryan Waggener State Farm! He is a pleasure to work with! Ever since I moved back to San Diego he has assisted me with all my insurance needs."
"Thanks Donnie! We try our best to give great customer service and I really appreciate you letting us know about your experience. We appreciate your business and look forward to talking with you as you need us. Take care!"
Becca B
October 15, 2024
"BEST experience I've had with anything insurance so far in my life! Jake is incredible! He was beyond kind and explained everything to me to make sure I understood the insurance concepts that most "regular" people (who aren't in the insurance industry) don't know or understand. He stayed after hours explaining things to me, and not once made me feel bad or like I was bothering him. Just a true breath of fresh air!! HIGHLY recommend talking with Jake!...I'm beyond happy!!"
"Thank you Becca! We try our best to translate the insurance jargon as best as we can. We feel one of our responsibilities as your Agent office is to help you circumnavigate the complexities of insurance contracts (what you are purchasing). We do NOT want our customers to have any surprises at claim time. We want everyone to know what they are purchasing ahead of time... including what is and is not covered. If you have any more questions please let us know. We truly appreciate your business. All the best! "
Dorothea Acquilano
October 11, 2024
"Thank you Zach for all your help. You explained my quote for life insurance with such ease and insight. Thank you!"
"Hi Dorothea, thank you for your review! We love helping folks with their Life Insurance! State Farm insures more lives each year than any other insurance company and we are lucky to be able to provide those contracts to our customers. Thank you for your business!"
Lourdes Paredes
October 4, 2024
"I recently had the pleasure of working with Joseph Herrera at Ryan Waggener State Farm Agency, and I can’t recommend him highly enough! From our first meeting, it was clear that he genuinely cares about his clients. Joseph took the time to understand my needs and helped me navigate the complexities of insurance options with ease. His expertise and patience made the process straightforward and stress-free. I appreciated his clear communication and willingness to answer all of our questions, no matter how small. It’s rare to find someone who combines professionalism with a personal touch, but Joseph does just that. Thanks to his guidance, I feel confident in my coverage and secure in my choices. If you're looking for an insurance agent who goes above and beyond, look no further than Joseph Herrera!"
"Thank you Lourdes!!! Joseph is a much-valued member of our team, thank you for your recommendation. :) We appreciate your business and look forward to working with you for years to come. Also, State Farm gives massive Loyalty Discounts so as the years go by you will notice very large discounts being added to your policies starting at about year 3. If you have any questions or concerns about anything please don't hesitate to reach out. All the best!"
Eddie Utuk
September 30, 2024
"The one central aspect of business is that it is about people. The customer is a person with value. Jake has mastered the art of human understanding the leads to value. This is a transformative impact that his counterparts on Loker Avenue will never understand - they subscribe to transactions. This means “just doing my job” - no more no less. In sharp contrast, the interaction with Jake was like night and day. Sounds like State Farm hired a leader. So many thanks Jake for treating us with dignity and respect."
"Wow Eddie, thank you! Jake is a valued member of my team, I appreciate you leaving such a thoughtful review. As far as the other local offices go, they all have their own way of doing business. Some folks prefer us, others prefer them. There is a place for everyone at the various State Farm Agencies and I’m glad we were able to earn your business here. Take care! Please refer your family and friends.! Thanks again. "
Dorien McCall
September 20, 2024
"I spoke with Zach to get some information on auto policy. His knowledge of his products and how they will affect my family was so helpful and important to me. Awesome experience all around!"
"Thank you Dorien! We appreciate your kind words and your business. If there is anything we can do better please let us know. We always aim to give excellent customer service!"